Terms of Service

1. Acceptance of Terms

By accessing or using sagfc.com, you agree to comply with these Terms and all applicable laws and regulations. If you do not agree, you may not use our services.

2. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Website constitutes acceptance of the updated Terms.

3. User Eligibility

To use our Website, you must:

• Be at least 18 years old or have parental consent.
• Not violate any applicable laws by using our services.

If we determine that you do not meet these requirements, we may restrict your access.

4. User Accounts and Responsibilities

Some features may require account creation. You agree to:

• Provide accurate and current information.
• Maintain the security of your account.
• Accept responsibility for all activities under your account.

We reserve the right to suspend or terminate accounts for violations of these Terms.

5. Prohibited Activities

You may not use sagfc.com to:

• Engage in fraudulent, illegal, or abusive activities.
• Post false or misleading content.
• Distribute spam, malware, or harmful software.
• Attempt to hack, disrupt, or interfere with our Website's functionality.

Violating these rules may result in legal action and termination of access.

6. Intellectual Property Rights

All content, including text, images, logos, and software, is owned by sagfc.com or its licensors and is protected under copyright and intellectual property laws.

You may not copy, modify, distribute, or use any content without our prior written permission.

7. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the content, security, or practices of these external sites. Your interactions with third-party services are at your own risk.

8. Disclaimers and Limitation of Liability

8.1 No Warranty

sagfc.com is provided "as is" and "as available." We do not guarantee that the Website will be error-free, secure, or uninterrupted.

8.2 Limitation of Liability

To the maximum extent permitted by law, sagfc.com and its affiliates are not liable for any:

• Direct, indirect, incidental, or consequential damages.
• Loss of data, profits, or business interruption.
• Issues caused by third-party services or external factors.

Your sole remedy for dissatisfaction with our services is to stop using the Website.

9. Indemnification

You agree to defend, indemnify, and hold harmless sagfc.com, its owners, employees, and affiliates from any claims, damages, or losses arising from:

• Your use of the Website.
• Your violation of these Terms.
• Any third-party claims related to your actions.

10. Termination

We reserve the right to suspend or terminate your access to sagfc.com at any time, with or without notice, for violations of these Terms or any reason we deem necessary.

11. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles.

12. Contact Information

For any questions or concerns about these Terms, you can contact us at:

📧 Email: sagfchelp@gmail.com